Caveat venditor
I’ve taken a few days before writing this post to get rid of some extraneous frustration and anger at being ripped off by a professional.
How else can one sell things other than by advertising? So, I placed an advertisment the Junk Mail. Didn’t have to wait too long either. A willing, urgent buyer soon presented himself by phoning me and requesting more details. Yes, of course he wanted the stuff urgently. Would I accept a cheque as payment? No: cheque fraud is rampant, so cash would be good. Cash is difficult – could I send him details of my bank account so he could transfer the money and his “son” would pick the goods up. No problem, as long as I see what’s happened by checking out my bank account.
Saturday morning, the phone call to indicate the payment had been made. In my mad rush, I checked the mini statement using my mobile phone. The amount had been deposited and was available. So the goods were collected and everyone happy…
Friday, a phone call from the bank to indicate that a cheque had been deposited as cash and had bounced. Obviously.
To Michael or John or whatever the fuck you call yourself in future (mobile number +27723202817): I hope you get what you deserve.
To banks: why the fuck is a cheque reflected as cash in the bank without having been cleared? Shouldn’t it reflect only once its integrity has been verified? Banks could easily eradicate cheque fraud by ensuring faster processing of clearing times and only issuing confirmation once the validity of the cheque has been verified. Then at least I’d wait before acting on an obviously erroneous payment.
To myself and everyone else out there: don’t accept cheques. Don’t accept any confirmation of funds until you haven’t verified the bank statement and the validity of the funds. Don’t act like the trusting individual you are: don’t release anything to anyone until you’re not satisfied that payment has been received.
End public service announcement.
Well it is simple 90% of the bank officials are in on all these fucking scams anyway,look at all the false ads on tv like the dickhead that tells you a bank will help small buss.
Show me that fucking bank.
Go and cash your own cheq,then you find out how stupid these clowns are.
Go deposit a fake cheq no problem,you can write books about these retards.
Where do you think every idiot gets your personal info,from the corupt fuckrs in the banks.
Manfred,
I was recently involved in a scam with a Michael and John as well. I have telephone and ID numbers as well as a vehicle registration number. Would you be able to send your contact details to toymadenssbenoni@gmail.com so that we can have a chat about it.